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High-net-worth individual

A high-net-worth individual (HNWI) is a person with a high net worth. In the western and primarily American private banking business, these individuals typically are defined as having investable finance (financial assets not including primary residence) in excess of US$1 million. As explained below, the U.S. Securities and Exchange Commission has promulgated a different definition of “high net worth individual” for regulatory purposes.

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