Last updated: December 9th, 2020

Welcome to the websites, applications and services provided by Richtopia Ltd., a British company (“Richtopia Ltd.”), which include without limitation www.richtopia.com (the “Site”).

Richtopia Ltd. publishes news, information, interviews, conjecture, analysis, opinion, and commentary. The Site includes both reported and edited content and unmoderated posts and comments containing personal opinions on a wide range of topics.

Richtopia Ltd. does not routinely moderate, screen, or edit content contributed by readers. The Site and any information therein are provided without warranty of any kind, including the implied warranties of merchantability, fitness for use of a particular purpose, accuracy, or non-infringement. Content on the Site is provided for general information only, and should not be treated as a substitute for advice. You should be sceptical of any information on the Site, because it may be wrong.

Richtopia Ltd. does not guarantee that the Site will operate in an uninterrupted or error-free manner or is free of viruses or other harmful components. Use of information obtained from or through the Site is at your own risk. The Site is not liable for any loss or damages including, but not limited to, claims for defamation, errors, loss of data, loss of money, or interruption in the availability of data arising out of the use or inability to use the Site or any links; to your placement of content on the Site; or to your reliance upon information obtained from or through the Site or through links contained on the Site. Richtopia Ltd. is not responsible or liable for any decision or self-assessment made by a user based on the content of the Site.

Neither Richtopia Ltd. nor the Site is an intermediary, broker/dealer, investment advisor, or exchange and do not provide investment advice or investment advisory services.

The Site may offer health, fitness, nutritional and other related information, but such information is designed for entertainment and informational purposes only. Such information does not and is not intended to convey medical advice. Richtopia Ltd. is not responsible for any actions or inaction on your part based on the information in the Site. Please consult a physician or medical professional for personal medical advice.

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